By Ghazali Ibrahim
HabariPay Limited, the fintech subsidiary of Guaranty Trust Holding Company Plc (GTCO), has launched its maiden HabariPay Impact Report 2025, detailing the company’s growth journey, business performance, and contributions to Nigeria’s evolving digital payments landscape.
The report provides a comprehensive overview of HabariPay’s transformation from a startup fintech venture into a major payment infrastructure provider, outlining key milestones, strategic investments, and innovations that have driven its expansion.
According to the company, the publication highlights its role in supporting digital commerce, enhancing payment infrastructure, enabling businesses to accept digital payments, and expanding financial access through technology-driven solutions.
The report also documents HabariPay’s financial and operational performance, including the growth of its flagship payment platform, Squad, as well as developments in payment acceptance, switching, transfers, merchant services, and other value-added solutions.
Speaking on the launch, HabariPay Managing Director Eduofon Japhet said the company’s impact goes beyond financial results.
“As a technology-driven company, we believe that impact extends beyond financial performance. It is reflected in the businesses we enable, the merchants we support, the infrastructure we build, and the opportunities we create for the next generation of innovators,” she said.
Japhet noted that the report demonstrates HabariPay’s commitment to creating sustainable value for customers, partners, and the wider economy.
She added that the company remains focused on strengthening payment infrastructure, empowering businesses, fostering innovation, and delivering long-term value to stakeholders.
“As we look ahead, we remain committed to expanding our capabilities, deepening our impact, and shaping the future of digital payments through technology-driven solutions that are secure, scalable, and inclusive,” she stated.
The report further highlights HabariPay’s investment in talent development and innovation through initiatives such as the Take on Squad Hackathon and Squad Hackademy, programmes designed to nurture emerging technology talent and encourage the development of practical solutions to real-world challenges.
Looking ahead, HabariPay said it plans to continue investing in payment infrastructure, merchant solutions, digital innovation, and intelligent technologies aimed at advancing the future of financial services.
