Step-by-Step Guide to Applying for NELFUND Student Loan

Step-by-Step Guide to Applying for NELFUND Student Loan

Habeeb Ibrahim 

Nigerian Education Loan Fund (NELFUND) has officially launched its student loan application portal in move to make higher education more accessible and affordable for Nigerian students.

This initiative is part of the Students’ Higher Education Loan Act, 2024, which aims to provide zero-interest loans to eligible students.

Below are the step-by-step guide on how to create and apply for the loan.

Creating an Account

1. Visit

2. Click “Apply Now” and then “Get Started”

3. Answer the questions and click “Yes, I am a Nigerian”

4. Verify your educational information and click “Verify with JAMB”

5. Enter your JAMB details and create an account with your email address, password, and confirm password

6. Click the email verification link sent to your email


Completing Your Profile

1. Log in with your email address and password

2. Click “Proceed to Contact Details” and update your contact information

3. Click “Proceed to Educational Details” and update your educational details

4. Click “Proceed to Account Details” and verify your BVN

5. Save your changes


Loan Application

1. Click “Request for Student Loan” at the top right of the screen

2. Choose whether you want an upkeep loan and click “Continue”

3. Upload supporting documents (admission letter is compulsory)

4. Click the checkboxes for the policy and declaration and click “Continue”

5. Read the loan overview and click the checkboxes for Terms & Conditions and GSI Mandate

6. Click “Submit Application”

7. Click “Loans” to view the status of your application


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